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Revere Bank Sponsors Free Shredding Day Event on July 25 at Behnke Nurseries in Beltsville - July 22, 2015

Laurel, Md. (July 22, 2015) — Revere Bank, a Maryland community bank, is sponsoring a Community Shredding Day Saturday, July 25 from 8 a.m. to 12 p.m. The event will take place at Behnke Nursery, 11300 Baltimore Ave., Beltsville, Md.

Shredding Day is a free event open to the public. The community is invited to bring unwanted personal and financial documents to Behnke, where it will be shredded and disposed of safely and securely.

The event will benefit Beltsville Lions Club, which will be accepting donations and selling refreshments and raffle tickets. All money raised will be given back to the community. For more information on the event, call Behnke Nursery 301-937-1100.

Mobile Banking: You Don’t Have to Give Up Safety for Convenience - July 13, 2015

Tips for Mobile Banking Safety

Mobile banking is growing in popularity. These easy-to-use apps make it possible for you to take care of time-consuming banking tasks on your smart phone or tablet – anywhere, at any time. If you’re busy and would like to cross an errand off your list, you might want to download your bank’s app right away. Before you do, make sure you take proactive steps to safely use these technologies.

What is Mobile Banking?

Mobile banking, whether by text message, mobile-enabled internet browser or mobile app, offers an easy way to handle routine banking tasks on your smart phone or tablet that previously required a trip to the bank.

Mobile Banking Safety

You don’t have to give up safety for convenience when it comes to mobile banking. Here are some pointers and quick tips to prevent or avoid risks.

  • Your bank’s app. Ensure that you’re using your bank’s mobile banking app by downloading the app on the bank’s website or on websites recommended by your bank. Avoid untried third-party app stores, which may feature fake apps designed to access your information.
  • Secure links. Before downloading a mobile banking app, check with your bank to make sure its software uses secure hyperlinks to block unauthorized account access.
  • Protect and monitor: Make sure your mobile device is password-protected, set up user authentication questions for your account, and monitor your account’s activity to protect against identity theft or data breaches. If you believe your mobile device is lost or stolen, notify your bank immediately.
  • Private Wi-Fi: If you use a Wi-Fi network to access your mobile banking app, make sure you’re using a private internet connection to prevent improper access to your information.
  • Safeguard. Safeguard your mobile device by downloading anti-virus software, and remember to update software for your smartphone, tablet and app.
  • Information requests: Your bank will never email or text you requests to provide personal or financial information. You should only provide such information over the phone if you’re the one placing the call. If you receive an unsolicited request, report it to your bank as soon as possible.

Quick Tips

  • Use the official bank website, or a website recommended by the bank, to download its mobile banking app.
  • Always use safe encryption technology.
  • Password protect all of your mobile devices.
  • Set up data authorization and user authentication for your mobile banking account.
  • Don’t store personal or financial data on your mobile devices.
  • Only use private internet connections.
  • Continually monitor your bank account for suspicious activity.
  • Never give out personal or financial information unless you’re contacting the bank.
  • Use antivirus software and check for software updates for smartphone, tablet or app.

Mobile banking makes banking easier. You can benefit from the convenience by taking simple precautions that will make your mobile banking experience safer.

For information on Revere Bank’s secure mobile banking app, call or visit any Revere Bank branch office. To get the app, log in to E-Revere Online Banking or visit the App Store on iTunes or Google Play and search for “Revere Bank.”

This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material. Websites not belonging to this organization are provided for information only. No endorsement is implied.

Partnerships That Matter: Banking on Healthy Pets with Rocky Gorge Animal Hospital - June 26, 2015

Rocky Gorge Animal Hospital and Revere Bank

Revere Bank Senior Vice President Bruce Hollander and Rocky Gorge’s Dr. Wolchinsky.

Not every bank can say it helps keep animals safe, healthy and happy. Here at Revere Bank, we do just that through our banking partnership with Rocky Gorge Animal Hospital.

While many banks focus exclusively on financials, Revere emphasizes building relationships and partnering in success with local businesses that are making a difference. Rocky Gorge is a perfect example. The state-of-the-art animal hospital joined Revere a year ago and couldn’t be happier with the decision.

“They’re an incredible business partner and absolutely the best bank I’ve worked with for the past 30 years,” said Dr. Steven Wolchinsky, managing partner and veterinarian. “It’s hard to find a bank that cares more about you and your business than their bottom line.”

The facility is one of the most advanced animal-care centers in the Mid-Atlantic region and provides veterinary services, surgical procedures, a pet resort, 24-hour emergency care and more. In addition to taking care of furry critters, the Rocky Gorge team also gives back to the community through its volunteer opportunities, recycling program and educational contributions.

By financing the animal hospital, Revere supports Rocky Gorge in teaching youth groups about animal care, helping veterinary students and contributing to critical animal welfare services.

Dr. Wolchinsky also noted that Revere’s personal touch is what convinced him to become a customer. Rocky Gorge followed banker Bruce Hollander to Revere after Bruce switched banks. Shortly after, Revere Bank President Ken Cook visited the hospital to learn more about Dr. Wolchinsky and his business.

Taking time to learn about the animals’ needs, veterinary processes and big-picture aspects of Rocky Gorge is what makes Revere stand out, according to Dr. Wolchinsky. He also mentioned the friendly, personal service at Revere.

“It’s not a teller at a window. You walk in and you feel like you’re family every time. It’s like old-time business used to be,” he said.

Dr. Wolchinsky calls his move to Revere one of the best business decisions he’s made.

When considering our shared values that equate exceptional customer service and caring for the community – and in this case, cats and dogs, too – with success, we have to call it one of our best decisions too.

Choosing a Bank for Your Business - June 23, 2015

Choosing a Bank for Your Business


Business owners have many decisions to make. One of the most important is choosing the right bank. Many banks – community, regional and national – offer a range of commercial banking services. How can business owners determine which is best for them?

Business owners should select a bank that can address the company’s unique financial requirements and serve as a partner in its success. They should consider not only a bank’s products and services, but also its values and qualifications.

Values and Qualifications

Business owners succeed when they partner with a bank that shares their values and is qualified to address their financial concerns.


There are many benefits to choosing a bank that advocates relationship banking. Strong banker-client relationships help build trust, resulting in more positive outcomes. Community banks that add personal touches to their business relationships make clients feel like their banker shares in their success and that they are more than just a number.


All banks have different objectives. Many community banks emphasize small business lending, deposits and customer retention, while larger banks often focus on other products, such as wealth management and insurance. Business owners should choose a bank that will help them meet their immediate needs and achieve their long-term goals.

Experience and Knowledge

Not every banker has the necessary experience to understand a company’s financial needs. Experienced commercial bankers will be able to create the most suitable loan structure and respond to the company’s deposit needs and other unique challenges. Community banks are more likely to specialize in closely held business financing, and because they have local roots, they are more likely to be well-informed about the market and its risks. This knowledge will help business owners make the best monetary decisions.


Business owners often need financing, and fast. A delay in financing can push back projects and lead to multiple complications. Smaller banks are typically more nimble and responsive than larger banks, making it easier to receive financing on schedule. Community banks are able to streamline the loan process by giving customers direct access to decision makers who can offer a quick turnaround. That speed can be critical to business success.

Products and Services

Business owners benefit from a bank’s ability to provide convenient, customized products and services.


While some banks offer a wide range of sophisticated products, one of the most important things a business should look for is convenience. Business owners do not have time to make frequent trips to branch offices to handle basic banking tasks. Choosing a bank that offers online banking, remote deposit or direct deposit of payroll will save time and help operations run more efficiently.

Business owners should also select a bank that allows account access on smartphones or tablets, laptops or desktop computers, at ATMs or at branch offices. Most commercial banks offer state-of-the-art banking technology and software, such as online banking and remote deposit, to make it easy for customers to manage their accounts from anywhere, at any time.

Cash Management

Business owners have a variety of banking needs, so a bank that offers commercial products and services that address all aspects of cash management is a must. Banks provide an incredible assortment of services for both commercial and personal banking clients. However, the multitude of options can be overwhelming, leading business owners to select services that are unnecessary or inappropriate. An experienced banker can help business owners identify the tools that will best meet their current needs and future objectives.


No business is one-size-fits-all and things rarely go according to plan. Finding a bank that offers customized services designed to assist owners with the operation of their business is crucial. Flexibility to customize loan structure and terms is also important; adaptability can help financing and projects run more smoothly. Community banks are more likely to have the ability to tailor loans and services to each customer’s specific needs, taking into account risks, project timelines, repayment schedules and interest rates.

Choosing a bank is one of the most important business decisions for business owners. With so many variables, careful consideration is indispensable to finding the right fit. Selecting a bank that not only offers convenient, customizable products and knowledgeable service but also values relationship banking will help them maximize their business’ financial potential.

Have questions? Contact us online for additional information or contact a Revere Bank relationship manager at 866-920-8185 or customerservice@reverebank.com.


This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material. Websites not belonging to this organization are provided for information only. No endorsement is implied.

Revere Bank Supports Small Business, Attends Local Cakepoppery Grand Opening - June 19, 2015

LAUREL, Md. (June 19, 2015) — Revere Bank is pleased to announce the grand opening of Baked by Yael, a cakepoppery in northwest D.C. that Revere helped finance. The bank was able to support the bakery through its participation in the District of Columbia Collateral Support program. The program provides capital to small businesses with insufficient collateral for a loan by depositing cash collateral with lenders, such as Revere, who in turn loan to these businesses.

Revere Bank Vice President Eileen Ascher and Senior Vice President Steve Horvath attended the celebration, which was emceed by WUSA 9’s and 94.7 FM’s Tommy McFly. Ascher and Horvath supported Yael as she cut the ribbon at the entrance to her shop and officially welcomed in the community.

ABC 7’s Good Morning Washington featured the cakepoppery on June 1. Reporter Eileen Whelan interviewed owner Yael Krigman while Ascher and her daughter, Haley, learned how to frost cakepops.

Baked by Yael is located directly across from the National Zoo at 3000 Connecticut Avenue NW.

Revere Bank’s Steve Horvath and Eileen Ascher with owner Yael Krigman at the grand opening.

Revere Bank’s Steve Horvath and Eileen Ascher with owner Yael Krigman at the grand opening.

Revere Bank Sponsors Achieving Collegiate Excellence and Success (ACES) Celebration - June 16, 2015


Laurel, Md. (June, 16, 2015) – Revere Bank, a Maryland community bank, announced its sponsorship of the Achieving Collegiate Excellence and Success (ACES) Celebration today. The event begins at 6 p.m. on June 16 at the Music Center at Strathmore, 5301 Tuckerman Lane, North Bethesda, Md.

ACES is a free program for students who are underrepresented in higher education, including low-income, African American, Hispanic and first generation students. Students apply to the program, and once accepted, work with mentors and an academic coach. The goal is to help these students successfully obtain a college degree.

The event will highlight the students’ accomplishments.

“We believe every student deserves the opportunity to pursue a higher education, no matter what their circumstance is,” said Revere Bank President and Vice Chairman, Ken Cook. “We are thrilled to help recognize their hard work and effort through our ACES sponsorship.”

ACES helps students stay on a college-bound track, select the right schools, apply to college and pay for their education. More than 2,000 ACES students are studying at Montgomery County Public Schools, Montgomery College and Universities at Shady Grove.

Revere Bank donated $1,500 to the celebration, during which community and business leaders will recognize the dedication, perseverance and success of ACES students. United States Treasurer Rosie Rios is also speaking at the event.

“We are proud of these students and hope this event will inspire them to continue furthering their education,” Cook said. “We look forward to watching them succeed in school and in our community.”

The event is free for 2014 and 2015 high school graduating classes. Danni Starr, co-host of the Kane Show on 99.5 FM, will emcee. The evening will feature live entertainment, including dancing and choir performances from Montgomery County Public School students.

To learn more, visit montgomerycollege.edu/aces, or email Ken Cook at Kenneth.Cook@RevereBank.com.

Cash Management for Your Small to Medium-Sized Business - June 4, 2015

Financial accounting

Dealing with your small to medium-sized business’ (SMB) finances can be overwhelming and time-consuming. As an owner, your busy schedule doesn’t leave room for frequent trips or calls to the bank. You need a cash management strategy that will help you save time so you can focus your energy on growing your business.

The following cash management products and services are easy to use and access. They’ll help you better manage your business’ finances, improve your business’ operational efficiency and help you earn money.

Internet banking. Complete banking tasks anytime and anywhere you have an internet connection. Manage your accounts, make payments or transfer funds from your smart phone, tablet, laptop or desktop computer.

Remote deposit. The faster you get customer checks to the bank, the faster you get paid. Deposit checks from the convenience of your desk using a scanner and software provided by the bank.

Business bill pay. Quickly and easily pay your bills online with business bill pay.

Wire transfers. Transmit money from your desktop with email notification when your transaction has been sent. Funds debited and payee credited same day.

Electronic payments and collections. Transfer money quickly and securely with an electronic funds transfer (EFT) that provides real time notifications. ACH, an EFT system run by the National Automated Clearing House Association (NACHA), allows for secure vendor payments, pre-authorized debits and direct deposit.

Direct payroll deposit. Save time and resources. Direct payroll deposit allows you to directly disburse net pay to employee accounts at any bank.

Direct debit. Don’t wait for customers to mail checks or come in to pay with cash. Sign them up for recurring automatic payments.

Vendor payments. There’s no need to pay invoices upon receipt. Schedule payment for two days before the due date so you can earn interest until then.

Merchant processing. Improve service by offering customers payment options other than cash and check. Quickly and easily collect payments by accepting common brands of debit, credit and gift or stored-value cards.

Positive pay. Positive pay prevents check fraud by verifying that deposited checks match company-issued checks and alerting you of all mismatches. You receive an email when a mismatch occurs, allowing you to either pay or return the check.

Escrow management. Escrow management services are designed for escrow agents. They are well suited for attorneys, real estate and title companies, property managers, funeral homes and accountants.

Cash concentration. Streamline your cash management system by consolidating funds into a single master account. Since you won’t have to meet the balance requirements on multiple accounts, you may reduce your cash reserve needs. Plus, you can easily determine if you have excess funds to move into an interest-bearing account until you need them.

Sweep account. Manage cash flow and earn money on balances. Automatically “sweep” funds exceeding a predetermined balance into an investment account. Then automatically “sweep” them back into checking when balances drop below a predetermined minimum.

Zero balance account. Eliminate the need to track and fund individual disbursement accounts, maximize investment potential and remove the risk of overdraft. A zero balance account receives only enough funds from the concentration account to cover checks presented each day.

Choosing the right cash management products and services may be one of the most important decisions you make as the owner of an SMB. To ensure you’re implementing the best cash management strategy for your business, contact your banker.

For more information on Revere Bank’s cash management products and services, contact Ray Rohde, Vice President, at 240.264.5375 or Ray.Rohde@RevereBank.com.

Revere Bank Employees Support Best Buddies Friendship Walk - May 18, 2015

Laurel, Md. (May 18, 2015) – Revere Bank employees helped raise more than $3,880 for the May 2 Best Buddies Friendship Walk. Best Buddies is a nonprofit organization that creates one-on-one friendship and employment opportunities for those with intellectual and developmental disabilities. Close to 1,100 walkers, including 20 Revere Bank employees, participated in the May event, which raised more than $239,000 for Best Buddies. The Friendship Walk has raised more than $5 million for Best Buddies since 2009. For more information, visit www.bestbuddiesmaryland.org.

Revere Bank Best Buddies

Find the Best Commercial Real Estate in Maryland Counties - May 5, 2015

image example of commercial real estate property in maryland

Find commercial real estate in Anne Arundel | Howard | Montgomery | Prince George’s Counties

When you’re ready to purchase commercial property for your Maryland business, how do you know where to look? Where should you start? Fortunately, there are many resources you can turn to. Here are some of the best.

State of Maryland

The Maryland Department of Business & Economic Development (DBED) website has a database of commercial and industrial properties throughout Maryland. The database lists location, sales price, building details and broker contact information for each property. If you’re on a mobile device, you can download the LocationOne app to search for properties. For new or early stage businesses, the site has a tool for finding incubators by industry sector or region, including IT, Environmental, Defense and Mixed Use. You also can search for Maryland’s seven science and technology business parks if you’re looking to partner with a university or research institution.

Anne Arundel County

The Anne Arundel Economic Development Corporation (AAEDC) website provides multiple resources for your commercial real estate search. AAEDC maintains a list of commercial developers and brokers you can contact about major business parks in the county. You also can schedule a confidential consultation with AAEDC staff members, who will connect you with their own database of properties (410-222-7410 or wmacquilliam@aaedc.org).

Howard County

The Howard County Economic Development Authority (HCEDA) maintains a current inventory of available office, industrial and retail space as well as developable land, which are showcased on the Featured Properties page. If you want more information, contact an HCEDA business development representative for assistance. If you have a technology-based startup, check out the Maryland Center for Entrepreneurship iCat Program, which offers space for qualified companies.

Montgomery County

The Montgomery County Economic Development (MCED) Relocation and Site Selection page offers a Property Selection building and website search where you can enter parameters such as size, property type and location, to help you find the perfect property. If you need help, contact an MCED economic development specialists with expertise in life sciences, IT, cybersecurity and professional and financial services.

Prince George’s County

The Prince George’s County Economic Development Corporation (PGCEDC) provides two commercial property search engines on their website − LoopNet and Showcase. LoopNet is an incredibly comprehensive online resource for commercial real estate. You can search by property type and location, but you’ll need to sign up for a free account to get more detailed information. Showcase is powered by the CoStar Group, and their website features real estate professionals’ listings. You can search by property type, location, space available, building size and sale vs. lease. If you want more information, you’ll have to pay for a subscription.

Other Maryland Commercial Real Estate Search Websites

Realtor.com Powered by Commercial Search

Realtor.com’s commercial search website lets you search for properties by location and property type. Click on links to search Maryland properties for sale or lease. You’ll have to register for a free account to access more detailed information.


The Catylist website lets you search for office, industrial, retail, multifamily and land listings by keyword, location, property type, price, size and sale vs. lease. The site provides detailed property information and a link to the listing agent.


The Commercial Investment Multiple Listings Service (CIMLS) lets you search by location and sale vs. lease. The website provides detailed property information and a link to the listing agent. Click on links to search Maryland real estate for sale or lease.


CityFeet lets you search for commercial properties by location, property type and sale vs. lease. The website also has a real estate broker search tool that matches you with brokers in your area. You can access detailed property information, as well as broker bios and contact information, without having to sign up for an account.
Once you find a property that suits your business, you’ll probably need a loan. For tips on securing financing for your commercial real estate venture, see our blog post on “3 Things You Should Know About Real Estate Lending in Maryland.” If you want to talk with a Revere Bank lender, call:

  • Steve Zelenak(Anne Arundel County and Prince George’s County) 866-950-5784
  • Dave Gramil (Howard County) 866-950-5784
  • Stephen Horvath (Montgomery and Prince George’s County) 866-950-5784
  • Mike Schonfeld (Acquisition, Development & Construction Financing) 866-950-5784

If you would like to be matched with a reputable and experienced commercial real estate broker in your area, contact a Revere Bank Business Banker.

Revere Bank Montgomery County Regional Board Member, Mark Richardson, Tells How to Take Your Business to the Next Level at Congressional Country Club Event - May 4, 2015

Laurel, Md. (May 4, 2015) – Revere Bank Montgomery County Regional Board Member, Mark Richardson, was the featured speaker at a business seminar and cocktail reception co-hosted by Revere Bank and Miles & Stockbridge. The event was held at Congressional Country Club in Bethesda, Md. on Tuesday, May 12. Richardson, a business strategies advisor and business growth expert, will discuss how to manage the challenges created by your growing business and how to get your business in shape for future success.  Event attendees received a free copy of Richardson’s “Fit to Grow: 12 Business Themes for Growth.”








Recent Posts

  • Revere Bank Sponsors Free Shredding Day Event on July 25 at Behnke Nurseries in Beltsville
  • Mobile Banking: You Don’t Have to Give Up Safety for Convenience
  • Partnerships That Matter: Banking on Healthy Pets with Rocky Gorge Animal Hospital
  • Choosing a Bank for Your Business
  • Revere Bank Supports Small Business, Attends Local Cakepoppery Grand Opening
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