Banking Products & Services

Mobile Banking: You Don’t Have to Give Up Safety for Convenience

October 2, 2018

October is National Cybersecurity Awareness Month! Ensure you’re protecting your information with these tips on how to use mobile banking securely. Mobile banking is growing in popularity. These easy-to-use apps make it possible for you to take care of time-consuming banking tasks on your smart phone or tablet – anywhere, at any time. If you’re […]

Is Bitcoin a Good Investment? Understanding Cryptocurrency & Different Ways to Invest Money

May 3, 2018

  Cryptocurrency, bitcoin, blockchain, Ethereum. These are all current “buzzwords” in the financial space – but what are they? Even with cryptocurrency being the most talked about financial topic today, it is still a new concept and technology with a lot of unknowns. As with any financial decision, you need to make sure to not […]

4 Things You Should Know About Your Equipment Term Loan

August 9, 2017

Equipment purchases are a vital part of starting (and running) a small business in Maryland. Equipment updates and modernizing old equipment can make your business more productive, efficient and even save you money in the long run. However, purchasing equipment is not an insignificant investment. While there are many ways to finance business costs, many […]

Seven Things to Look for in a Nonprofit Banking Partner

June 28, 2017

Managing a successful nonprofit is no easy task. Many organizations are faced with a thin budget, limited resources and thousands of regionally competitive groups. In order to navigate these challenges, a cooperative structure of relationships ─ from volunteers to community partners ─ is vital to ensuring that no time or money is wasted. Of these […]

What to Look For In Services Provided By Commercial Banks

March 27, 2017

Services provided by commercial banks range from basic to utterly complex. If you’re looking for a bank for your business, you need to make sure it provides you with the entire range of services – and with the convenience you need. What exactly are the services provided by commercial banks? Well, commercial bank services include […]

How Do Escrow Services Work for Small Businesses?

November 7, 2016

Escrow services are something most small business owners will become familiar with at some point in their careers While some industries use escrow services more than others, there are a few distinct situations in which every business owner will likely use an escrow account. What are Escrow Services? An escrow is a deposit of funds for […]

Millennials and Banking: The Best Banks for Young Adults

August 24, 2016

We’ve all heard the stereotypes about millennials and money not going hand in hand, but a recent study has proven that’s not always the case. Millennials (people born between 1982-2004) are saving more than previous generations (more than 5 percent of income, on average) and beating out baby boomers’ savings accounts. Millennials and banks are […]

What is a Standby Letter of Credit and How Are They Used?

June 29, 2016

Financing for your small business isn’t always easy to come by—but it’s important to look down every avenue of opportunity; you might not be aware of one of the most powerful financing tools out there. Standby letters of credit can help your business in tough contractual and financial situations, making people more likely to sign […]

Building a Relationship with Your Business Banker: Why it’s Critical for Your Small Business

June 8, 2016

  As a small business owner, the relationship you form with your banker is one of the most important business relationships you can have. Why is this relationship so important? Bankers play a crucial role in helping you obtain financing, maximizing your business’ funds and helping your company achieve its goals. Just like any relationship, […]

Part 2 – Consumers’ and Retailers’ Guide to Mobile Payments: Mobile Wallets

March 7, 2016

  This is part two of a four-part series. Missed the first post? Check out Part 1: Consumers’ and Retailers’ Guide to Mobile Payments before you read on. Now that you know the benefits and technology of mobile payments, how do you know which option is best for you? Mobile wallet technology allows consumers to […]