Part 1 – Consumers’ and Retailers’ Guide to Mobile Payments

January 20, 2016

You use your smartphone for everything – why not use it as a wallet, too? Mobile wallets are popping up everywhere and are expected to become a primary form of payment over the next few years. Major retailers like McDonalds, Target and Staples are already accepting mobile payments and many smaller merchants are following suit […]

Glossary of Terms: Commercial Banking

December 22, 2015

Have you ever had a conversation with your banker and felt as though he or she were speaking a different language? Banking terminology can be confusing, especially to people who are new to the commercial banking world. Read on for definitions of common commercial banking terms, so the next time you talk to your banker, […]

7 Ways to Spend Less, Stress Less and Celebrate More this Holiday Season

December 3, 2015

It’s the holiday season! That means it’s time to get together and celebrate with family and friends. It also means it’s time to spend money – on food, presents, travel, decorations and more. Holiday spending can be incredibly stressful, but you don’t have to let holiday expenses add up and drag you down. Avoid financial […]

EMV Chip Cards: What Retailers and Consumers Need to Know Now

November 10, 2015

The Payment Networks’ Liability Shift (PNLS) associated with EuroPay, Mastercard® and Visa (EMV) credit and debit cards – already adopted by Europe, Canada, Latin America and the Asian/Pacific region – took effect in the United States on October 1, 2015. As a result, global payment card and point of sale (POS) technology requirements are changing […]

Differences between Bank and Credit Union Lending

October 26, 2015

  There are many kinds of financial institutions in today’s market— how do you determine which is the best fit for your financial needs? There are distinct differences between banks and credit unions that people need to consider before choosing, especially if they are business owners in need of financing. What is a bank? A […]

Elder Financial Abuse: What it is and How to Protect your Loved Ones

October 21, 2015

What is elder financial abuse? As the population ages, seniors are increasingly becoming targets of financial abuse. People over the age of 50 control 70% of the nation’s wealth, and those who are frail or otherwise vulnerable may be susceptible to scams and other forms of financial exploitation. A recent report estimated that the elderly […]

Account Hijacking: Types and Prevention

September 14, 2015

What is Account Hijacking? Account hijacking occurs when criminals obtain your user name and password and gain access to your online banking accounts without your knowledge. With this information they could wipe out your funds in a matter of hours. The two most prevalent ways criminals hijack personal accounts are through phishing and spyware. Phishing. […]

Choosing a Bank for Your Business

June 23, 2015

  Business owners have many decisions to make. One of the most important is choosing the right bank. Many banks – community, regional and national – offer a range of commercial banking services. How can business owners determine which is best for them? Business owners should select a bank that can address the company’s unique […]

Cash Management for Your Small to Medium-Sized Business

June 4, 2015

Dealing with your small to medium-sized business’ (SMB) finances can be overwhelming and time-consuming. As an owner, your busy schedule doesn’t leave room for frequent trips or calls to the bank. You need a cash management strategy that will help you save time so you can focus your energy on growing your business. The following […]

Find the Best Commercial Real Estate in Maryland Counties

May 5, 2015

Find commercial real estate in Anne Arundel | Howard | Montgomery | Prince George’s Counties When you’re ready to purchase commercial property for your Maryland business, how do you know where to look? Where should you start? Fortunately, there are many resources you can turn to. Here are some of the best. State of Maryland The […]