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Account Hijacking: Types and Prevention

Computer Works. Hand on Laptop Keyboard Closeup. Computer Technologies.

What is Account Hijacking?

Account hijacking occurs when criminals obtain your user name and password and gain access to your online banking accounts without your knowledge. With this information they could wipe out your funds in a matter of hours. The two most prevalent ways criminals hijack personal accounts are through phishing and spyware.

Phishing. Phishing uses authentic looking emails from financial institutions that entice recipients to enter their user name, password or other personal data. One way to check the authenticity of these pages is by examining the URL and determining where these pages actually reside. If they do not lead directly to the registered domain name, be wary of responding. Remember, financial institutions will never ask you for your user name and password.

Spyware. Spyware is malicious software that is brought into your computer by click-through options such as email attachments or pop-up advertisements. This software can collect user names, passwords and account numbers for all of the applications you access through your computer, making you vulnerable to a multitude of financial losses.

How to Protect Yourself

Password Protection. Use more complicated passwords that are not only longer in length, but also contain upper/lower case with numbers and special characters. Do not use home addresses or other similar or obvious codes.

Suspicious Phone/Emails or Offers. Be aware of unfamiliar or unsolicited offers that ask for your confidential information such as user names and passwords.

Do Not “Remember my Computer”. When logging into your bank account online, most banks will allow you to remember your computer. If you choose this option, anyone with access to your computer can get into your account without having to answer security questions.

Anti-Virus/Anti-Spyware Software. Invest in anti-virus software and always keep the software up-to-date.

Revere Bank works with cutting-edge technology partners to ensure that our valued customers have a secure firewall environment to protect your personal information from unauthorized access. If you suspect your Revere Bank Account has been hijacked, immediately contact us by phone at (866) 920-8185 or by email.

This publication does not constitute legal, accounting or other professional advice. Although it is intended to be accurate, neither the publisher nor any other party assumes liability for loss or damage due to reliance on this material. Websites not belonging to this organization are provided for information only. No endorsement is implied.

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